Tariffs for individuals
| Name | Description | Download |
|---|---|---|
 Service tariff for individuals | На русском | |
| Service tariff for individuals | Бо забонӣ Тоҷикӣ | |
| Service tariff for individuals | In English |
Frequently Asked Questions About Deposits
Yes, depending on the bank's terms, you can open a deposit in the national currency (somoni) as well as in foreign currencies — for example, in US dollars (USD) or Russian rubles (RUB). The list of available currencies can be clarified during the deposit opening process.
Yes, individual deposits are insured under the State Deposit Insurance Fund. In the event of an insured event, the depositor is guaranteed compensation up to the amount established by law.
A fee may be charged in case of early withdrawal of funds or if the terms of the agreement are violated. The amount of the fee depends on the specific product and is specified in the deposit agreement.
Yes, the income earned from a deposit (interest) is subject to taxation in accordance with current legislation. The tax is usually withheld by the bank automatically when the interest is credited.
Yes, to open a deposit account, it is necessary to visit the bank's branch in person.
Not all deposits allow partial withdrawal. Such conditions are usually available with flexible or savings deposit accounts. It is important to clarify this before signing the agreement.
The terms for early closure depend on the type of deposit. Typically, in case of early termination of the agreement, the interest is recalculated at a reduced rate or not paid at all.
Deposit and savings insurance system in LLC MDO “Payvand Group”
LLC MDO “Payvand Group” is an equal member of the Deposit and Savings Insurance Fund of Tajikistan.
Address of the Deposit and Savings Insurance Fund of Tajikistan:
Republic of Tajikistan, 734025, Dushanbe, st. Mayakovsky 77/2
Contact phone: +992 44 600-32-45
Foundation website: dif.tjСвидетельство и членстве в Фонде